Most people don’t want to think about being in a car crash. The whole experience will be scary and, in some cases, traumatic. It’s also chaotic after it’s happened, and everything can be a blur. Indeed, you might not know what to do next.
While it’s easier said than done, the first thing you should do is take a deep breath. In this guide, we’ll walk you through the essential post-accident checklist that can make a world of difference in navigating the aftermath of a car crash in the UK.
Table of Contents
Ensure Safety and Assess Injuries
The very first thing to remember is safety. Make sure you, your passengers, and others involved are out of harm’s way. So, focus on getting out of the car slowly but efficiently. If possible, move the vehicles to a safer spot that’s off the road. For example, this can be the side of the motorway. You want to stand away from your vehicle.
Then, take a moment to check for injuries, starting with yourself. It’s often the case that some injuries stay hidden until later on, and the adrenaline has passed. But, some pain and discomfort may be felt straight after the crash has happened. Take things slowly and figure out what hurts.
Contact the Authorities
Whether it’s a minor crash or a major collision, it’s important to notify the authorities. Call the police and emergency services, especially if there are injuries. The police report will come in handy for insurance claims, and you can have any injuries addressed immediately.
Exchange Information
Now, it’s time to swap details. Exchange names, contact information, insurance details, and vehicle information with the other parties involved. Don’t forget to get the names and contacts of any witnesses—it can be crucial later. If you need help with making a claim, you can contact the RTA Claims team. It’s bad enough when you’ve been in an accident; you don’t want to worry about the complicated claims process too. So, they’ll take over and ensure the process is easy and stress-free.
Document the Scene
Your smartphone is your trusty companion here. Take photos of the accident scene, the damage to vehicles, and any relevant road conditions. Jot down notes if necessary. All of this is going to be evidence later on for making a claim. In particular, this is very beneficial if the accident wasn’t your fault. Therefore, take a minute to take in the environment and take videos or images of anything that will help your case.
Notify Your Insurance Company
Report the accident to your insurance company as soon as possible. They need to know what’s happened, and prompt notification can prevent complications down the line. Be ready to provide the information they request. You’ll have to explain the situation and what happened during the accident.
Seek Medical Attention
Even if you feel okay, it’s wise to seek medical attention. Some injuries may have delayed symptoms. For example, whiplash can develop and get worse over time. Plus, having medical records is crucial for insurance claims. It proves that you have those injuries and will help with evidence. You also have to consider that a car accident can have emotional and psychological effects. If you find yourself struggling, don’t hesitate to seek emotional support or professional help.
Follow the Legal Process
In the UK, there’s a legal process to follow after an accident, including reporting it to the DVLA. Cooperate with the police, as their report is essential. Failure to comply with legal requirements can have consequences.
Arrange for Towing and Repairs
If your car is damaged and needs to be towed, know your options. Find a reliable towing service and consider where to get your vehicle repaired. Remember, your insurance coverage might influence these choices. Keep all of your receipts and the cost of all services you use. This can be provided for your claim later on.
Contacting a Solicitor
In more complex cases, it might be wise to contact a solicitor. They can help navigate the legal intricacies and ensure you get a fair outcome. Research and find a reputable solicitor in the UK so that you can put your trust in them. This way, they can handle your side and represent you.
Conclusion
Accidents are unexpected, but being prepared isn’t. We’ve covered the essential post-accident checklist that can be a lifesaver when you need it most. Stay calm, follow these steps, and stay informed. Accidents can happen to anyone, but with the right knowledge, you can handle them like a pro.
